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By clicking the Topsail Insurance links on this page, we will refer you to Topsail Insurance Pty Ltd (ABN 69 169 907 760 AFSL 467369) trading as Topsail Insurance which can deal in and provide general advice on boat insurance. The amount of boat insurance you need depends on a number of factors, including the boat’s value, motor size, age, and how you use it. What does Motor Boat Insurance cover? Boat insurance is an agreement between you and your insurance company that protects your watercraft and trailer, any damage you cause to others while boating, and other events. An independent agent in our network can help answer your insurance questions and get you on the right track for saving on your boat policy. Whether you have a speed boat, a small fishing boat or a yacht will make a big difference in what you pay. Find out more about how we use cookies. Navigation area, storage location, ownership experience, claim history, and motor vehicle record are all examples of variables that help determine your coverage needs. Boat insurance navigation is also available to Canada, the Bahamas, and Mexico. As you research your options for boat insurance, you might have some questions about the cost, what kind of coverage you should purchase, and what insurance company carries the best policies for your dollar. Talk with a State Farm agent about the specifics and to get a rate. $50,000 for total bodily injury if more than one person is hurt. We do not act on behalf of Topsail or the insurer. An "agreed value" policy covers the boat based on its value when the policy was written. We can cover motor launches and motor yachts from water ski dayboats and sports cruisers to large prestige yachts of up to £1 million in value. Motor Boat Insurance covers a wide range of boats, from Inland Crafts to Motor Cruisers. The boat insurance specialists. Our boat insurance can help protect you against the risks of owning and operating your boat, its motor, and the trailer. More than 75% of Progressive’s boat insurance customers pay their policies in full. As boat insurance specialists located on the Norfolk & Suffolk Broads. Get a FREE online Inboard Motor Yacht insurance … Prior claims: If you have a history of boat insurance claims, you could pay more to insure your boat and for liability protection. Boat insurance policies are generally affordable. Give us a call with the details of your claim, your policy number and some photographic evidence where appropriate. The type of boat, its length, and the expected use of the boat will largely dictate your boat insurance rates.